Important Dates and Deadlines

If you do not want to receive a payment or if you want to keep any right you may have to sue Defendant for the claims alleged in this lawsuit, then you must exclude yourself, or “opt out.”

To opt out, you must send a letter to the Settlement Administrator that you want to be excluded. Your letter can simply read, “I hereby elect to be excluded from the Settlement in the Couch v. HomeBank class action.”  Be sure to include your name, the last four digits of your account number(s) or former account number(s), address, telephone number, and email address. Your exclusion or opt-out request must be postmarked by October 14, 2024, and sent to:

Couch v. HomeBank Settlement Administrator

P.O. Box 301130

Los Angeles, CA 90030-1130

If you do not like the Settlement and you believe that you could receive more money by pursuing your claims on your own (with or without an attorney that you could hire) and you are comfortable with the risk that you might lose your case or get less than you would in this Settlement, then you may want to consider opting out.   

If you believe the Settlement is unreasonable, unfair, or inadequate and the Court should reject the Settlement, you can object to the Settlement terms. The Court will decide if your objection is valid.  If the Court agrees, then the Settlement may not be approved and no payments will be made to you or any other member of the Class. If your objection is (and any other objections are) overruled and the Settlement is approved, then you may still get a payment and will be bound by the Settlement.

If you want to participate in the Settlement, then you don’t have to do anything. You will receive a payment if the Settlement is approved by the Court. 

The Court will hold a Final Approval or Fairness Hearing at 9:30 a.m. on December 4, 2024 at the Circuit Court of Marion County, Missouri, District 1, Palmyra, Missouri, which is located at 100 S. Main St., Palmyra, MO 63461. At this hearing, the Court will consider whether the Settlement is fair, reasonable, and adequate.  If there are objections, the Court will consider them. The Court may also decide how much to award Class Counsel for attorneys’ fees and litigation costs and the amount of the Service Award to the Class Representative. The hearing may be virtual, in which case the instructions to participate shall be posted on the website at www.CouchOverdraftFees.com.